Terms & Conditions — 866lj Casino

In these Terms and Conditions, the following definitions apply unless the context requires otherwise:

• "866lj," "we," "us," "our" refers to the operator of the 866lj Casino platform accessible at 866lj.org.
• "Platform" means the 866lj Casino website, including all services, games, software, tools, and features made available thereon.
• "Player," "you," "your" refers to any individual who accesses, registers on, or uses the 866lj Platform.
• "Account" means the registered player account created on the 866lj Platform.
• "Bonus" refers to any promotional credit, free spins, cashback, or other incentive offered by 866lj to Players, subject to specific terms and conditions.
• "KYC" means Know Your Customer — the identity verification process required to activate full account functionality.
• "PHP" means Philippine Peso, the lawful currency of the Republic of the Philippines.
• "PAGCOR" refers to the Philippine Amusement and Gaming Corporation, the regulatory body overseeing gaming activities in the Philippines.

By accessing or using the 866lj Platform in any manner, including by browsing the website, creating an Account, depositing funds, or participating in any game or promotion, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions in their entirety.

If you do not agree to these Terms, you must immediately cease use of the 866lj Platform and must not create or continue to maintain an Account.

These Terms, together with the Privacy Policy, Responsible Gaming Policy, and any applicable bonus terms, constitute the entire agreement between you and 866lj with respect to your use of the Platform.

To register for and use an 866lj Account, you must satisfy all of the following eligibility requirements at the time of registration and on a continuing basis:

• You must be at least 21 years of age. The minimum age for online casino gaming in the Philippines is 21 years under applicable PAGCOR regulations. 866lj strictly enforces this requirement through identity verification.
• You must be a natural person (not a corporation, trust, partnership, or other entity).
• You must not be a resident of or physically located in any jurisdiction where online gambling is prohibited by applicable law.
• You must not be a current or former employee, contractor, director, or officer of 866lj, nor an immediate family member of any such person.
• You must not be subject to any self-exclusion order — whether imposed by 866lj or requested by you — that is currently in effect.
• You must have the legal capacity to enter into binding contracts under Philippine law.

866lj reserves the right to request proof of eligibility at any time. Failure to provide satisfactory proof may result in suspension or permanent closure of your Account.

To access real-money gaming services on the 866lj Platform, you must register an Account by providing accurate, complete, and current personal information as prompted during the registration process. You agree to maintain and promptly update your account information to keep it accurate and complete.

One Account Per Player. Each player is permitted to hold only one (1) active 866lj Account. The creation of multiple accounts — whether under the same or different personal details — is strictly prohibited. If 866lj identifies duplicate accounts, all duplicate accounts will be suspended, and any balances or bonuses held therein will be forfeited.

KYC Verification. Prior to processing any withdrawal, 866lj requires all Players to complete identity verification (KYC) by submitting a clear copy of a valid Philippine government-issued identification document (e.g., PhilSys National ID, Philippine passport, driver's license, SSS card, UMID, or PRC license) and, where required, a selfie photograph. 866lj may also request proof of address or proof of payment method. KYC verification is conducted in compliance with applicable Philippine anti-money laundering laws and PAGCOR requirements.

Account Security. You are solely responsible for maintaining the confidentiality of your Account credentials. You must notify 866lj immediately if you suspect unauthorized access to your Account. 866lj will not be liable for any loss arising from unauthorized use of your Account where you have failed to maintain adequate security of your credentials.

Deposits. 866lj accepts deposits through approved payment channels including GCash, PayMaya (Maya), BPI, BDO, Metrobank, and USDT cryptocurrency. Minimum deposit amounts and processing times vary by payment method and are displayed at the time of transaction. All deposits are denominated in Philippine Peso (PHP) unless otherwise specified for USDT transactions, which are converted at the prevailing exchange rate at the time of deposit.

Withdrawals. Withdrawal requests are processed only to verified payment methods associated with the Player's KYC-verified identity. 866lj does not process withdrawals to third-party accounts or accounts in names other than the registered account holder. 866lj reserves the right to conduct additional verification checks prior to processing withdrawal requests. Minimum withdrawal amounts are as published on the Platform and subject to change.

Currency. All Account balances, game stakes, wins, and promotional credits are denominated in PHP unless explicitly stated otherwise.

No Guarantees on Timing. While 866lj endeavours to process withdrawals promptly, processing times are subject to payment provider availability, verification status, and applicable regulatory requirements. 866lj accepts no liability for delays caused by third-party payment processors.

866lj may from time to time offer Bonuses and promotional incentives to Players. All Bonuses are subject to the following general conditions, as well as any specific terms communicated at the time of the offer:

• Bonuses are awarded to eligible Players only. 866lj reserves the right to determine eligibility at its sole discretion.
• Bonus funds are subject to wagering requirements that must be met before any withdrawal of bonus-related winnings is permitted. Wagering requirements, eligible games, and time limits are specified in each promotion's terms.
• Only one (1) welcome bonus may be claimed per Player, per household, and per payment method.
• 866lj reserves the right to modify, suspend, or terminate any promotion at any time without prior notice.
• Any attempt to abuse the bonus system — including but not limited to creating multiple accounts, exploiting technical errors, or engaging in coordinated bet patterns — will result in forfeiture of all bonus funds and associated winnings, and may result in permanent account suspension.
• Bonuses hold no cash value until applicable wagering requirements are fully satisfied.

All games available on the 866lj Platform are governed by individual game rules which are accessible within each game. Players are responsible for familiarizing themselves with the applicable rules before participating in any game.

All Random Number Generator (RNG) games on the 866lj Platform use certified RNG systems that have been independently audited and verified for fairness by accredited testing laboratories. Return-to-Player (RTP) percentages for all games are based on certified theoretical values and are available for review upon request.

Live dealer games are operated by licensed live casino providers under controlled studio conditions. Results in live dealer games are determined by physical game equipment and are not subject to RNG software.

In the event of a technical malfunction during a game, the round will be declared void and any stakes placed will be returned to the Player's Account. 866lj shall not be liable for losses arising from technical errors or system failures that are outside our reasonable control.

The following activities are strictly prohibited on the 866lj Platform and will result in immediate account suspension, forfeiture of funds, and potential reporting to relevant Philippine law enforcement or regulatory authorities:

• Using the Platform for any unlawful purpose, including money laundering or financing of illegal activities.
• Opening or attempting to open multiple Accounts, including under different names or contact details.
• Providing false, inaccurate, or misleading personal information during registration or KYC.
• Using automated software, bots, algorithms, or any artificial intelligence tools to place bets or interact with the Platform.
• Colluding with other players to gain an unfair advantage in any game, including but not limited to shared card information in live poker variants.
• Exploiting software errors, glitches, or vulnerabilities in the Platform for financial gain. Any winnings obtained through exploitation will be forfeited.
• Attempting to reverse transactions, charge-backs, or use payment disputes as a mechanism to retain funds after withdrawals have been made.
• Engaging in abusive, threatening, or harassing behaviour toward 866lj staff or other players.

All content on the 866lj Platform — including but not limited to software, game assets, graphics, logos, trademarks, service marks, text, audio, video, and layout — is the proprietary property of 866lj or its licensors and is protected by applicable intellectual property laws of the Philippines and international copyright conventions.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the 866lj Platform solely for personal, non-commercial entertainment purposes in accordance with these Terms. This license does not include any right to: reproduce, distribute, publicly display, reverse engineer, decompile, modify, or create derivative works of any Platform content; use any 866lj trademarks or logos without prior written consent; or scrape, crawl, or index any Platform data by automated means.

To the maximum extent permitted by applicable Philippine law, 866lj, its officers, directors, employees, agents, and licensors shall not be liable for:

• Any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Platform.
• Any loss of funds, winnings, or bonuses resulting from technical failures, communication outages, or third-party service disruptions beyond 866lj's reasonable control.
• Any loss or damage arising from unauthorized access to your Account where 866lj has not been negligent in the maintenance of its security systems.
• Any decisions made by you in the course of gaming on the Platform.

Nothing in these Terms shall limit 866lj's liability for death or personal injury caused by our gross negligence or for fraudulent misrepresentation.

Gambling is inherently risky. You acknowledge that you may lose money playing on the 866lj Platform, and 866lj accepts no responsibility for any such losses.

By 866lj. 866lj reserves the right to suspend, restrict, or permanently close any Player Account at any time and without prior notice if: (a) we reasonably suspect a breach of these Terms; (b) we are required to do so by applicable law, regulation, or instruction from a competent authority; (c) the Account has been inactive for an extended period; or (d) we determine, in our sole discretion, that continued operation of the Account presents a regulatory, financial, or reputational risk.

Upon termination for cause, 866lj reserves the right to forfeit any remaining Account balance where such balance is connected to prohibited conduct. In all other cases of termination, any verified balance will be returned to the Player's registered payment method after applicable verification.

By the Player. You may close your 866lj Account at any time by contacting our support team. Voluntary closure requests will be processed within a reasonable time. Any remaining verified balance will be returned to your registered payment method after KYC verification is confirmed and any active wagering requirements are assessed.

866lj is committed to promoting responsible gaming practices among all Filipino players on the Platform. We provide the following tools and resources to help Players maintain control over their gaming activity:

• Deposit Limits: Players may set daily, weekly, or monthly deposit limits through their Account settings. Limits take effect immediately upon application and may not be increased without a mandatory 24-hour cooling-off period.
• Session Time Limits: Players may set reminders or hard limits on session duration to manage time spent on the Platform.
• Self-Exclusion: Players who wish to take an extended break from gaming may request self-exclusion for periods ranging from 1 day to permanent closure. Self-exclusion requests are processed promptly by our support team and take effect immediately.
• Reality Checks: Players can enable on-screen notifications at regular intervals to maintain awareness of time and spending during sessions.

866lj strictly enforces the 21-year minimum age requirement through KYC verification and does not knowingly permit underage individuals to hold Accounts or participate in gaming activities.

If you believe your gambling has become problematic, we encourage you to use the self-exclusion tools available in your Account settings and to seek support from qualified professionals. For more information on responsible gaming resources and PAGCOR's player protection programs, please visit our Responsible Gaming page.

866lj collects and processes personal data in accordance with the Data Privacy Act of 2012 (Republic Act 10173) of the Philippines. The collection, use, storage, and disclosure of your personal information is governed by our Privacy Policy, which forms an integral part of these Terms and Conditions.

By creating an Account and using the 866lj Platform, you consent to the collection and processing of your personal data as described in the Privacy Policy. You have rights under RA 10173 to access, correct, and request deletion of your personal data, subject to applicable legal exceptions.

866lj reserves the right to amend, modify, or update these Terms and Conditions at any time. Amendments will take effect upon publication on the 866lj Platform. Where changes are material, 866lj will endeavour to provide reasonable notice to registered Players through the Platform or by email to the address on file.

Your continued use of the 866lj Platform following the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree to an amendment, you must cease use of the Platform and may request closure of your Account.

The most recent version of these Terms will always be available at 866lj.org/terms-conditions. The date of the most recent update is displayed at the top of this page.

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to conflict of law principles.

Any dispute arising out of or in connection with these Terms, including any question regarding the existence, validity, or termination thereof, shall first be addressed through 866lj's internal dispute resolution process. Players are encouraged to contact our support team in the first instance to resolve any concerns informally.

If a dispute cannot be resolved informally within a reasonable period, it shall be submitted to the exclusive jurisdiction of the competent courts of the Republic of the Philippines.

Nothing in this clause shall prevent 866lj from seeking injunctive or other equitable relief from a court of competent jurisdiction in any jurisdiction where such relief is necessary to protect 866lj's rights or interests.

For any questions regarding these Terms and Conditions, contact us at: [email protected]